Go live

Live mode is switched on per merchant once Borga has verified the business and the card acquirer has approved it. The dashboard tracks the steps under Settings → Live environment.

1. Accept the terms of service

   An owner or admin accepts the current Terms of Service in the dashboard. Live actions are refused with terms_not_accepted until this is done.

2. Verify your company with Kenni

   Click Verify your business and authenticate the company through Kenni. Kenni confirms that you hold procuration (prókúra) for the company and returns its kennitala. The token must be fresh (under five minutes old), so do this in one sitting.

3. Borga applies for a card terminal

   Borga submits your merchant to the card acquirer as a sub-merchant. This is manual on Borga's side today and usually takes one to three business days. The dashboard shows pending while the application is open.

4. Live mode is enabled

   When the acquirer approves, Borga stores your live terminal and enables live mode. The Live environment page turns green, and you can create live API keys under Developers.

Before you flip the switch

• Allowed redirect domains. Add every domain your return_url and cancel_url use under Settings → Account. Live sessions reject anything else with redirect_url_not_allowed.
• Publishable key origins. If you use embedded checkout, create a live publishable key and add your production origins to it.
• Webhook endpoints. Endpoints are per mode. Create a live endpoint under Webhooks and store its signing secret.
• Accounting provider. Connect PayDay or DK+ in live mode under Settings → Accounting system; the test-mode connection does not carry over. Without a connection, Borga records invoices but does not book them.
• Bank invoices. Enable them again for live mode under Settings → Bank invoice if you offer them.

What changes in live mode

	Test	Live
Keys	sk_test_, pk_test_	sk_live_, pk_live_
Card processing	Processor staging, test cards	Your own terminal, real cards
Redirect URLs	http://localhost allowed	HTTPS on allowed domains only
Fees	None	Per transaction, see pricing
Data	Separate	Separate

Nothing else changes: the same endpoints, request shapes and webhooks apply in both modes. Most teams keep a test key in staging environments permanently.